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Boat Insurance

In the Carolinas, boat ownership is a way of life, and our members put their faith in us to safeguard that lifestyle.

Whether you are enjoying a lazy day on the lake or fishing in the Intracoastal Waterway, AAA Insurance is proud to offer coverage for your boat.

Additional Boat Coverage Options

AAA Insurance offers options to customize your coverage to your needs such as medical payments, fishing equipment, roadside assistance and even coverage for engine and trailers. Ask your agent for more information.

Boat Policy Coverage Terms

Bodily Injury Liability

Bodily Injury Liability covers you for injuries you may cause to someone while using your boat. This can include medical bills, lost income, pain and suffering, as well as legal costs.

Property Damage

Property Damage gives you coverage for damage you cause to someone else’s boat, dock or other physical property or structures.


Collision includes repair or replacement of your boat, but may or may not include clean-up of wreckage unless you purchase optional additional coverage.


Comprehensive provides compensation if your boat is vandalized, stolen or damaged in an incident other than a collision.

This information is an overview of common terms, conditions and coverages. Review your policy or contact a AAA Insurance agent for more information.

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