Approximately 95% of auto insurers and 85% of homeowner insurers use insurance credit scores when rating a risk. AAA Insurance also considers the insurance credit score.
In order to receive our most competitive rate, your insured must consent to allowing us to pull their insurance credit score. Please help your insured understand by allowing us to pull their insurance credit score, they could pay a lower premium.
When rating in Omega GPA, if you select “yes” to the below question, we will automatically order the named insured’s insurance credit score on full coverage quotes. If you select “no” to this question, the highest factor will be applied, resulting in a higher rate.
Prior Insurance Discount is another rating criteria that greatly impacts your customer’s insurance premium. When starting in Omega GPA please make sure the correct information is entered on the below screen.
In Jenesis comparative rater, the Prior Insurance fields are not required. In order to receive our best rate, please take the time to input this information on the AAA Insurance unique question screen.