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Your home and valuables are probably some of your most treasured assets. When and if your home or valuables are damaged or destroyed, you need your claim settled by a homeowner’s insurance company that understands this simple fact. AAA Insurance not only offers enhanced coverage for your property but we also pride ourselves in our Concierge Claims Service at the time of a property loss for a policyholder.

No matter where you are in life we have a property insurance package designed with you in mind. We offer a range of products:

  • Homeowners Insurance (HO-3)
  • High Valued Home Insurance (HE-7)
  • Condominium Insurance (HO-6)
  • Renters Insurance (HO-4)

Enhanced Coverage

At AAA Insurance, we are here to recommend coverage that will best protect your home and valuables. Unlike other companies, we include certain endorsements on your standard homeowner’s policy that other ins​urance companies might not recommend. Those coverages include:

  • On Dwelling: Specified Additional Amount of Coverage A
  • On Contents: Replacement Cost Value, Comprehensive Perils 70% of Coverage A
  • Refrigerated Goods – $500 worth of coverage
  • Sewer Backup – $25,000 worth of coverage
  • Personal Injury
  • Identity Theft


  • Are you a new home buyer? AAA Insurance offers up to a 15% discount for customers who have recently purchased a home!
  • AAA Insurance ​ Auto and Home – must own an automobile that is insured with the AAA Insurance preferred program (also only applies to homeowner and enhanced homeowner policies in certain territories and certain tiers).
  • Have you not filed any claims with your insurance provider in the past 3 years? We would like to reward you with our loss free discount!

Built-in Loyalty Discounts for AAA Members

AAA Insurance works hard to provide customers with appropriate coverage for an affordable price. In fact, if you are already a member of AAA, you save money on your insurance premiums the first day you become a customer! As many of our AAA members have been loyal to us for years, we want to give that same loyalty back.

Concierge-Level Claims Service

What really distinguishes one homeowner’s policy from another is the company that stands behind it. Our claims service has earned a reputation for being both reliable and convenient.

  • Ability to report a claim 24 hours a day, 7 days a week, 365 days a year.
  • Response from a claims adjustor on the same business day your claim is reported.
  • Proactive updates regarding your claim to keep you in the loop.​